If you save or invest over an extended period of time, it is important that you choose investments which match your outlook. The European Securities and Markets Administration (ESMA) has devised a system which divides consumer investments and pension funds into 7 risk categories, with Category 1 having the lowest volatility and Category 7 having the highest. By completing and returning one of the below questionnaire to us, you will see what category most closely matches your own outlook, and the results can form the basis for further discussion.